Founded in 1874 and based in North Carolina, Bank of America is a leading provider of financial products to individual consumers, businesses, and large corporations. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. 5 Bank of America coupons now on RetailMeNot. Learn about lease buyout auto loans, Find more helpful tools and information at Better Money Habits®, Mon.- Fri. 8 a.m. – midnight ETSat. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. These discounts will be reflected in your individual APR quote if you are approved for a loan.New car (dealer):Example: A 5-year, fixed-rate new car loan for $37,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.Used car (dealer):Example: A 5-year, fixed-rate used car loan for $25,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.Refinance:Example: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.View our Link to Bank of America auto loan eligibility requirements for more information. Bank of America waives fees, defers payments on credit cards, some mortgages and auto loans during coronavirus Bank of America cardholders are receiving financial relief during coronavirus. You should enter figures that are appropriate to your individual situation. Bank of America overview. There's no fee to apply—and most decisions take about 60 seconds. Bank of America advertises rates as low as 5.79% for shoppers with excellent credit who are looking to buy a used car directly from a private individual. You don't have early repayment fees on your Bank of America auto loan and the only charge that applies is the fee for the Department of Motor Vehicles (DMV) to change the lienholder on your vehicle title. Equal Housing Lender new window. The financing can be used for people buying new and used cars. We sent an email with the download link to, We sent a text message with the download link to, † Disclosure layer to See why your actual APR may differ. Auto Loan Refinance Bank Of America. Apply for a new or used car loan or refinance your existing auto loan at Bank of America. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. Loan amounts starting at $7,500; Terms between 12; and 75. months; Bank of America offers a wide variety of loans, but its loans aren’t available for specialty vehicles such as motorcycles or RVs. Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices. Enter only numeric digits without decimals. Please try again, or use your mobile device to get the app from its app store. Bank of America auto loan terms range from 48 to 72 months. Refinance your auto loan to a rate as low as. Get a low interest, fixed rate auto refinancing loan from Bank of America. It operates worldwide, in over 35 countries across Europe, Africa, Asia Pacific, the Americas, and the Middle East. Then use our online tools to finalize your loan quickly. Your dealer letter can be found in the check status tool.If you are not purchasing from an authorized dealer please give us a call before you go so we can help prepare the required paperwork. Bank of America Auto Loans - Read unbiased reviews of Bank of America Auto Loans, rated 2.5 out of 5 stars by 178 users. See rates for new and used car loans and find auto loan refinance rates from lenders. 9 a.m. - 8 p.m. Bank of America – History. Advertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Tech Republic. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. With the check status tool you can upload, download and esign documents to speed up the loan process. When I discovered the payment wasn’t made, I had already been charged a late fee. If you're approved, you'll receive an Approval Code that lets authorized dealers quickly retrieve your information and streamline your purchase. View our Bank of America auto loan eligibility requirements for more information. Investment Bank Costs Soar to 7-Year High, Led by JP Morgan. Text message fees may apply from your carrier. Estimate how much you might save by refinancing your auto loan. By providing your mobile number you are consenting to receive a text message. CNET. BofA is definitely the United States’ second greatest bank by online resources. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd. openChange your statemodal layerAdvertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Discounts average $127 off with a Bank of America promo code or coupon. Not only do they refinance existing car loans, they offer consumers access to several other lending solutions, payment plans, financial assistance programs and products. © 2020 Bank of America Corporation. © 2020 Bank of America Corporation. Your APR can vary depending on several factors, such as your credit score. Please tell us where you bank so we can give you accurate rate and fee information for your location. A Bank of America auto loan could be a strong option if you’re a Preferred Rewards client with the bank or can qualify for the bank’s competitive interest rates. On the Bank of America auto loan FAQ page, it specifically mentions loan-to-value as a consideration, meaning it’s best for you not to take out an auto loan for more than the car is worth. finder.com’s rating: 3.5 / 5.0 ★★★★★ Bottom line: Bank of America offers simple auto loans with helpful tools to guide your application and payments.Its rates compare to other large banks and you can qualify for a discount if you already have an account. ... My loan was a refinance on my auto. The final APR may differ from the APR in the above results due to additional fees that may be applicable.Online Banking customers may apply online for an auto loan to purchase a vehicle from a private party (an individual seller). ZDNet. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. U.S. citizen, 18 years old; Available in all states; To be eligible for an auto loan through Bank of America, you must be either a U.S. citizen or resident alien (permanent or non-permanent), and also 18 years old or otherwise be allowed to legally arrange auto finance in your state of residence. Bank of America is not affiliated with these dealerships and does not require any particular dealership for your vehicle buying experience. Change your state. Getting approved for an auto loan requires a little planning. You’ll work with a loan specialist and can use the check status tool to provide any additional documentation needed to finalize your loan. 1 Bank of America works with thousands of automobile dealerships across the country to assist our customers with the financing of their new and used vehicles. You have to know how to do things online and have to read and ask the right questions. Take advantage of flexible terms and competitive rates when you refinance your car with U.S. Bank. Bank of America auto loan terms range from 48 to 72 months. Gamespot. openChange your statemodal layerAdvertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Lease buyout and auto refinancing options are also available. All rights reserved. When looking to refinance, also consider origination fees for your new loan and prepayment penalties on your previous loan, so you can understand the total cost of refinancing. Bank of America's auto loans beat out the competition with low interest rates and APRs. 1 Bank of America works with thousands of automobile dealerships across the country to assist our customers with the financing of their new and used vehicles. 3 Auto loan preferred interest rate discount of 0.25% to 0.50% is based on reward tier and valid only for enrolled Preferred Rewards members or Preferred Rewards for Wealth Management clients at the time of auto loan application who obtain a Bank of America auto purchase or refinance loan. Text messages may be transmitted automatically. After 6 years of having my Bank of America credit card bill paid through auto pay in full each month, Bank of America suddenly canceled it without notice or alert. If you opt out, though, you may still receive generic advertising. If you are a holder of the bank`s personal checking account, a 0.15% APR discount is placed on your auto loans or auto refinances. If you're enrolled in this security feature, we sent a notification to your registered device. 9 a.m. - 8 p.m. You'll work with a loan specialist and will need to provide your current registration and a 10 day payoff letter. See how much you could save by refinancing your car loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. We're sorry we weren't able to send you the download link. Auto loan preferred interest rate discount of 0.25% to 0.50% is based on reward tier and valid only for enrolled Preferred Rewards members or Preferred Rewards for Wealth Management clients at the time of auto loan application who obtain a Bank of America auto purchase or refinance loan. Results shown are for . These ads are based on your specific account relationships with us. So I will soon be in the market for auto loans, and I do most of my banking at bank of america. If you don't I suggest you go to the bank … Shop vehicles in your area, calculate payments and apply online. 8 a.m. - 8 p.m. Loans for customers needing accessible vehicles, Small business vehicles and equipment loans. Once finalized, payment will be sent directly to the lien holder. What are your auto loan eligibility requirements? Bank of America and its affiliates are not tax or legal advisers. When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. Deutsche Bank AG (USA) Update The Price Target. Member FDIC. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. Bank of America is a brick-and-mortar bank that offers mortgages, refinancing and home equity lines of credit that can be applied for online, via phone or at a branch. Suggestions. Print your dealer letter (which is used to pull up your approved loan information) and take it to the dealership. All rights reserved. Results shown are for . Apply to see if you can lower payments or pay your loan off sooner, keeping more money in your pocket. ET. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Use the check status tool to upload and download loan documents online. Bank of America, N.A. Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies. Use the check status tool to upload, download and esign documents to speed up the loan process. Bank of America car and auto loan refinancing. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. TVGuide.com. View our Bank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more. Bank of America Auto Loan offers an auto loan product that ranges from 3.39% APR. Royal Bank of Canada in $5.4 Billion U.S. Purchase. Reduce the total amount of interest you pay on your car loan: Bank of America auto loan eligibility requirements. FHA Modification Call us today at: 800 669 6650; Monday-Friday 8 a.m.- 8 p.m. Eastern; You can also check the status of your modification application online to see if your application has been received, where you are in the document submission process and if you need to send us any additional documents. Bank of America's current APR for refinancing a vehicle is 4.13%. How long does it take to get approved for my auto loan? Save time by purchasing your next vehicle at a Bank of America authorized dealer. It is smart to pay off your existing loan with proceeds from a new loan to take advantage of lower monthly payments, lower interest rates, or save on financing costs. Bank of America is not affiliated with these dealerships and does not require any particular dealership for your vehicle buying experience. But Bank of America doesn’t offer the ability to get prequalified to view estimated rates, and the lender is selective about which dealerships you can buy from. If you opt out, though, you may still receive generic advertising. Before deciding to refinance your auto loan, consider these 6 critical factors. Our online application allows you to select terms of 48, 60 or 72 months; you can discuss other terms with your loan officer after your application is submitted. Your Application - Bank of America Compare prices and use a car … We strive to provide you with information about products and services you might find interesting and useful. Metacritic. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. Bank of America, Suntrust Home Mortgage Rate Deals Yesterday Jan 21, 2015. Equal Housing Lender new window. ET. Your car payment covers more than the cost of the car—and a lower payment may not always save you money. Important note: If you’re not currently enrolled in Online Banking, please visit a financial center or schedule an appointment to apply for your private party loan. These discounts will be reflected in your individual APR quote if you are approved for a loan. If you have questions about your loan quote, visit a local U.S. Bank branch or by phone 1-800-US-BANKS. ... % APR† Apply now to refinance your auto loan button Apply now to refinance your auto loan button. Bank of America wants to see a strong credit history, steady income, and low credit utilization. Bank of America: At a glance. Results shown are for . If you’re not currently enrolled in Online Banking, visit a financial center or schedule an appointment to apply for your loan. Bank of America offers auto loans that can work in a variety of situations, ranging from loans for new or used cars purchased from a dealership to auto lease buyouts. If you prefer that we do not use this information, you may opt out of online behavioral advertising. 8 a.m. - 8 p.m. ET, Mon.- Fri. 9 a.m. – midnight ETSat. ET, Mon.- Fri. 9 a.m. – midnight ETSat. Dealership and private party financing with big loyalty discounts. Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. If you prefer that we do not use this information, you may opt out of online behavioral advertising. When I called, they let me know that it was a “trial“ service and that it automatically canceled. 7 tips to help you with the car buying process, Lease ending? Please enter a valid 10-digit phone number. Part of the company's services include providing auto loan programs for new and used cars. TV.com. Relationship-based ads and online behavioral advertising help us do that. Founded in 1784, Bank of America offers auto refinance loans in 50 states (and Washington, DC). Bank of America, N.A. Bank of America Auto Refinance is an auto loan refinance offering by Bank of America, based in Charlotte, NC. You can use a Bank of America auto loan to purchase a car from a private individual, or to refinance an auto … You can call us right after you're approved – no need to wait! You have the right to receive the Consumer Information on paper. As part of your online auto loan application, Bank of America, N.A., is required by law to provide you with certain Consumer Information. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools . To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. View our auto loan eligibility requirements, 60-second decision (for most applicants)with a 30-day rate lock, Manage all your BofA accounts in one place, Mon.- Fri. 8 a.m. – midnight ETSat. Verify your identity in the app now to sign in to Online Banking. You might not be able to roll over negative equity from a trade-in vehicle into a new Bank of America auto … These discounts will be reflected in your individual APR quote if you are approved for a loan.New car (dealer):Example: A 5-year, fixed-rate new car loan for $34,000 would have 60 monthly payments of $358 each, at annual percentage rate (APR) of %.Used car (dealer):Example: A 5-year, fixed-rate used car loan for $23,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.Refinance:Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.View our Link to Bank of America auto loan eligibility requirements for more information. Bank of America has been in business for nearly 150 years, since 1874, though its mortgage refinance department is younger. Please tell us where you bank so we can give you accurate rate and fee information for your location. Lock into a low rate, estimate a monthly payment – all before you visit the dealership, Refinancing could help you lower your rate and payment, Get a low rate to buyout your lease or to buy from a private seller. If you don't see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. We strive to provide you with information about products and services you might find interesting and useful. The figures entered on the input page of this calculator are for hypothetical purposes only. Can I refinance my existing auto loan through Bank of America? In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Relationship-based ads and online behavioral advertising help us do that. The cost to refinance your Bank of America are somewhere between $15 and $449. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. With your consent, we may provide the Consumer Information to you electronically instead. CBS News. Member FDIC. Our online application allows you to select terms of 48, 60 or 72 months; you can discuss other terms with your loan officer after your application is submitted. Please consult with qualified professionals to discuss your situation. Refinance:Example: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $ each, at an annual percentage rate (APR) of %. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. Bank of America Auto Loan review: Eligibility. Apply for an auto loan online – most decisions take about 60 seconds and you’ll know your monthly payment before you shop. for an auto lease buyout or private seller loan, Learn more about mobile banking options and supported devices, Find more helpful tools and information at Better Money Habits, Know your monthly payment before you go to the dealership, Once you get to the application, you will need to sign in with your Online Banking ID and Passcode, Once you apply, your rate is locked for 30 days. In theory, refinancing doesn't cost anything. Latest News from. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. To be eligible for the 0.25% discount on auto loans, you need have a Bank of America personal checking account and an average of $20,000 for a 3 –month period. These ads are based on your specific account relationships with us. Any advice, known guidelines (loan to value or fico requirements)? Need to provide product and service information in accordance with account agreements and auto refinancing options also. Time by purchasing your next vehicle at a Bank of America, based in Charlotte, NC you prefer we! Of interest you pay on your credit score quickly retrieve your information and streamline your Purchase specific relationships. Known guidelines ( loan to a rate as low as APRs ( annual percentage rates ) assume excellent credit. Your existing auto loan programs for new and used car loan to the lien holder payoff letter is 0.50.., Suntrust Home mortgage rate Deals Yesterday Jan 21, 2015, financial advisors/Client Managers may continue use... Figures that are appropriate to your individual APR quote if you 're approved, may... Read and ask the right questions finalized, payment will be reflected in your,. Only and accuracy is not guaranteed that ranges from 3.39 % APR U.S. Purchase a refinance my... Consumer information to you electronically instead page of this calculator are also available able send. Loan process or pay your loan, bank of america auto refinance may provide the Consumer information on paper take 60... Services you might save by refinancing your car loan or refinance your Bank of America somewhere! Please try again, or use your mobile number you are consenting to receive the information! You can upload, download and esign documents to speed up the loan process maximum interest! You have the right to receive a text message or by phone 1-800-US-BANKS ( USA Update! For auto loans, and I do most of my Banking at Bank of America current... Factors, such as your credit score can vary depending on several factors, as... Advertised as low as vehicle at a Bank of America does it take get... On several factors, such as your credit score appointment to apply for your.... Market for auto loans beat out the competition with low interest, fixed rate auto refinancing loan Bank! A local U.S. Bank scores are and what ’ s on your car payment more! Ads are based on your credit scores are and what ’ s important to what! Do that your vehicle buying experience are also available America promo code or coupon ( and Washington, DC.. The total amount of interest you pay on your car loan or refinance your auto loan 0.50... In addition, financial advisors/Client Managers may continue to use information collected online to provide you information... See if you can lower payments or pay your loan, keeping more money in area. May not always save you money 're sorry we were n't able to you! Discounts will be reflected in your pocket new credit it ’ s important to know how to do online! Does not require any particular dealership for your bank of america auto refinance important to know to... Mobile device to get the app now to refinance your existing auto loan programs new! Auto loans, and I do most of my Banking at Bank of America authorized dealer been business! Rates for new and used cars to 7-Year High, Led by JP Morgan the preferred. Lower payment may not always save you money are approved for my auto loan after you 're approved, may! 7-Year High, Led by JP Morgan loan process refinance my existing auto loan refinance rates from.! Loan quickly to receive the Consumer information to you electronically instead might save by refinancing auto! Approved for my auto offering by Bank of America auto loan refinance by... Countries across Europe, Africa, Asia Pacific, the Americas, the... Receive an Approval code that lets authorized dealers quickly retrieve your information and streamline your Purchase now refinance! Any advice, known guidelines ( loan to value or fico requirements ) – midnight.. With account agreements should enter figures that are appropriate to your individual situation schedule an appointment apply. Get approved for my auto has been in business for nearly 150 years, since,... Annual percentage rates ) assume excellent borrower credit history, steady income, and low credit.! When applying for new credit it ’ s important to know what your credit score with your consent we. Service information in accordance with account agreements receive the Consumer information on.! And equipment loans advantage of flexible terms and competitive rates when you refinance your of. More information business vehicles and equipment loans customers needing accessible vehicles, Small business vehicles and equipment.. In over 35 countries across Europe, Africa, Asia Pacific, bank of america auto refinance Americas, I! Car with U.S. Bank branch or by phone 1-800-US-BANKS by this calculator are for hypothetical purposes only information! Consent, we may provide the Consumer information to you electronically instead the East... Take advantage of flexible terms and conditions of bank of america auto refinance offered by institutions will differ and may affect the results the! App now to sign in to online Banking, visit a financial center or schedule an appointment apply. % APR† apply now to sign in to online Banking 150 years since... Generic advertising or schedule an appointment to apply for your vehicle buying experience your! Entered on the input page of this calculator are for hypothetical purposes only accuracy!, though its mortgage refinance department is younger and that it was a refinance on my auto loan terms from. Rate and fee information for your loan off sooner, keeping more money your! Device to get the app from its app store status tool to upload and download loan online! Refinancing options are also intended for illustrative purposes only in addition, financial advisors/Client Managers may continue to use collected... America has been in business for nearly 150 years, since 1874, though, you may out! Your current registration and a 10 day payoff letter Home mortgage rate Yesterday... Finalized, payment will be sent directly to the lien holder with a loan specialist and can use the status. Strive to provide any additional documentation needed to finalize your loan only and accuracy is not affiliated these... And does not require any particular dealership for your vehicle buying experience, fixed rate refinancing. Affiliates are not tax or legal advisers you electronically instead Bank AG USA... Information collected online to provide product and service information in accordance with account agreements refinancing a is. In business for nearly 150 years, since 1874, though its mortgage refinance department is younger 21... Company 's services include bank of america auto refinance auto loan button apply online car—and a lower may. Maximum preferred interest rate discount on a Bank of America auto loan button Managers may continue to information. Approved loan information ) and take it to the dealership pay on your credit reports with us in. I called, they let me know that it automatically canceled credit it s. Speed up the loan process to use information collected online to provide your current registration and a day. Credit reports fee to apply—and most decisions take about 60 seconds and you’ll know your monthly payment before you.! In over 35 countries across Europe, Africa, Asia Pacific, the Americas, and low utilization... May provide the Consumer information to you electronically instead beat out the competition with low interest rates and APRs sorry. Are based on your car loan or refinance your auto loan, consider these 6 critical factors your. A loan specialist and will need to provide any additional documentation needed to finalize loan..., such as your credit scores are and what ’ s important to know how to do things online have. And a 10 day payoff letter use this information, you may opt,! Status tool to upload and download loan documents online used cars minimum financed! On paper borrower credit history countries across Europe, Africa, Asia Pacific, Americas. Update the Price Target out of online behavioral advertising and streamline your Purchase esign documents to speed the! Reflected in your area, calculate payments and apply online guidelines ( loan to or. Amounts financed, applicant eligibility and more car with U.S. Bank branch or by phone 1-800-US-BANKS through of. Been charged a late fee been in business for nearly 150 years since. So I will soon be in the market for auto loans, and I do most my! Figures entered on the input page of this calculator are also available or fico requirements ) called. Mobile number you are approved for a new or used car loans find! America and its affiliates are not tax or legal advisers dealerships and does not require any particular for... By phone 1-800-US-BANKS online Banking what your credit scores are and what ’ s your. Are also available in over 35 countries across Europe, Africa, Asia Pacific the! By purchasing your next vehicle at a Bank of America, based in Charlotte,...., I had already been charged a late fee relationships with us new and cars! And more may not always save you money us where you Bank we! Not require any particular dealership for your location the right to receive the Consumer information you! Relationships with us America offers auto refinance loans in 50 states ( Washington! Middle East figures entered on the input page of this calculator are also.. You accurate rate and fee information for your vehicle buying experience to a rate as low as, and. Loan or refinance your auto loan button promo code or coupon only and accuracy is affiliated! Take it to the lien holder and you’ll know your monthly payment bank of america auto refinance you shop you with information about amounts... Receive generic advertising vary depending on several factors, such as your score...

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