Pay-out to customer is £1,125 less the excess. Wiggle Cycle Insurance is designed specifically to protect cyclists. We do indeed offer push bike insurance. Our bicycle insurance even provides cover for your bike box up to £1,000. Does your travel Insurance cover my bike as well as me? Depending on when you purchased your Travel Insurance from us, we have two different claims handlers. Check out our handy guide to bicycle security in different locations. Virtually Here On the Web since 1995 Can I pay extra to cover pre-existing medical conditions to my policy? They will look at the circumstances you supply in your claim form along with photographs of the damage to your bike, and provide an estimated time frame within the first few days of your claim. Is there a limit to the number of races I can enter or times I can ride abroad with an annual travel insurance policy? If you need to make a claim we will need some form of proof of ownership. Who handles your cycle travel insurance claims? It’s a cyclist’s nightmare. Yellow Jersey require you to list each bicycle … Do you offer push bike insurance? The result of this is that they can provide a completely unambiguous assessment of the health of your frame or wheels, something a local bike shop cannot replicate. Our travel insurance covers medical expenses and repatriation in the event of an accident abroad, on top of lots of other features you’d expect from a travel insurer but it won’t cover your bicycle. Log in … Ultimate is valid globally up to 120 days at a time, and PErformance is valid within Europe up to 30 days at a time. An accidental damage claim that requires complex restoration could take several weeks. Yellow Jersey have selected Premium Credit Limited to provide a premium finance solution to help spread the cost of your annual policy. Get contact details, videos, photos, opening times and map directions. The brothers were part of an established, family-run insurance brokerage firm called The Plan Group Limited, and as members of the cycling community, they noticed a lack of bicycle insurance … Therefore, the single bicycle limit is £15,000 but the maximum total cover for all your bicycles and accessories stretches to £50,000. If you’re not sure about your lock, consult our. By designing cover that we would choose ourselves, we provide the products and services that allow our customers to ride without any concerns, concentrating on the thrill of the ride, confident in the knowledge that if anything should happen, we’re there to get them back on the bike. Why is it more expensive to pay for an annual policy via direct debit than to make a single payment? An additional premium may be quoted and the advisor will explain if any amendments will be made to the policy terms and conditions. Unfortunately, our bicycle insurance is only available to UK customers, although we plan to make our fantastic product available outside of the UK very soon. To make a claim for theft, accidental damage or race fee cancellation, you will need to login to your account. While we love safe cycling and hope you’re never in a situation like that, our policy provides up to £2 million of liability cover as standard, and we charge no excess on this service. As three brothers, we have been successfully running our family-owned insurance brokers for 15 years. Yellow Jersey offer a tiered approach to bicycle insurance … Velosurance is a national bicycle insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. Their team of mechanics and technicians have the knowledge required to assess bike damage, and make decisions about the best solution for your claim. Yellow Jersey are a company run by a family of cyclists, so they know how important your bike… I’ve broken my collarbone and can’t take part in an Iron Man race that I’d signed up for. Our Pedal Cycle Insurance covers all cycling disciplines, so if you ride tri, road & MTB, you can still insure all of your bikes on a single policy. At Yellow Jersey we are committed to safeguarding your personal information, adhering to the most up to date internet security standards, compliance and UK data protection laws. The National Bike Registryes… So please do have a good look through this policy, for as soon as you utilise the services of our website you will be expected to have read and accepted its terms. On his excellent blog “Roads Were Not Built for Cars”, Carlton Reid issued an impassioned plea for the UK’s Department for Transport to cease using the term “push-bike” to describe the bicycle, arguing that the term, first introduced in 1903, was offensive, old-fashioned and obnoxious. Our personal accident cover is provided as standard and compensates you or your family members if you’re involved in a serious accident while using a bike specified on your policy. We take a more trusting approach than most insurance companies, and assume that your accidental damage claim is going to be processed without a hitch. The team at Yellow Jersey were extremely … One of the unique features of our policy is we do not depreciate the value of your bicycle, no matter its age. If you had selected the helmet and clothing cover option when purchasing your policy then you will be covered for your loss up to the sum shown in your schedule. Please visit our contact us page for details. Can I claim for bike hire while mine is being repaired / replaced? "Having used Yellow Jersey for a number of years to insure my personal bikes it was a natural fit when I came to looking for mobile bicycle mechanic insurance. You can find out more about other circumstances where the cover may come into effect – and a full list of requirements/exclusions – in section 6 of our policy wording. Does this meet your requirements? Search for local Insurance - Other near you on Yell. Should I include the value of my helmet within the accessories section? Your claim will be handled in house by Yellow Jersey by our specialist claims team. However, the gadget insurance is not valid while cycling. If you need to make a claim, you won’t be read a script by someone who doesn’t know what they’re doing. To give you more extensive cover overseas, we created our. bicycles worth less than £1,500 can be locked with Sold Secure Silver. The nearest appropriate railway station, or, 4. Specialist cycling business insurer Yellow Jersey has come to market with new tailored packages for both shops and standalone mechanics. Find out what genuine customers have said about yellowjersey.co.uk. (sum insured/actual value) x loss = claim sum paid, Example : Bicycle physical damage insurance protection Covers repairs or replacement of your bike if it is damaged or goes missing. I’ve broken my collarbone and can’t take part in event that I’d signed up for. Our cover is designed to help you head off abroad and enjoy every minute of your trip without worry. Our comprehensive Ultimate Bicycle Insurance policy will cover your bicycle against damage by the airline up to £15,000, together with theft and crash damage, along with a host of other features. Premium Credit Limited will inform you of the precice day of the month when your direct debit payments will be taken. You shouldn’t have to have a UK law degree to understand a bicycle insurance policy so we have create a simple plain English blog. Mountain Bike Insurance by Yellow Jersey - reliable, comprehensive cover for your bicycles at home, training, travelling or racing. The nearest suitable cycle repair shop, or, The nearest appropriate railway station, or, We know cyclists love their gadgets and with that in mind, our travel insurance includes gadget cover for up to five items, with a total value of £2,000. Our customer-driven claims process is managed completely in house, meaning knowledge and expertise are guaranteed. If you don’t want or need an annual policy, we also offer short-term cover for periods of 5, 10, 17, and 31 days, so if you only need bicycle insurance or travel insurance for a specific event, or a period of less than a year, please ensure you purchase a short-term policy. Is my bicycle covered for theft if its not padlocked whilst in transition? Your travel insurance policy includes ‘gadget cover’. We don’t insist you use a supplier we have a relationship with, but there are a couple we can recommend. They will make sure you have the required level of cover, and make sure the company you would like to hire from are a legitimate rental business (not just your mate Dave). Usually, there will be fewer direct debit payments remaining than months left in the policy. To insure a bike over 5 years old, please contact us directly on 0330 … This will cover theft from your hotel and accidental damage to any of your devices, including Garmins, cameras, laptops and tablets. Your insurance policy will need to have been taken out with us prior to the incident which prevents you from entering your race, and we will require evidence of the injury or illness from a professional medical practitioner. If you need to make a claim however, you will need to make certain that you are able to provide evidence of ownership in the form of an invoice / receipt.If you are unable to provide proof of ownership, please get in contact with us, and we will see how we can help. Our customer service team are always willing to explain this if you need any further clarification. As for timescale, the bicycle can be left unattended for up to 12 hours on our Essentials and Performance policies, and up to 18 hours on our Ultimate policy. What is the difference between Bicycle Insurance and Cycle Travel Insurance? If you have a Performance or Ultimate tier Bicycle Insurance policy, you can also leave your bicycle in your car with the doors locked. Have a look at our. 307249. Bicycle Insurance. Yellow Jersey, a Trading Style of the The Plan Group Ltd, is authorised and regulated by the Financial Conduct Authority (FCA) no. If your bike is damaged whilst in the care of an airline, you will need to file a claim first against the airline. Unfortunately, this isn’t always clear on the packaging. Professional or semi-professional athletes – who derive part or all of their income from activities involving the use of a bicycle (e.g. Of course those aren't your only options. 307249. Am I able to claim for the cost of the race entry fee? Yellow Jersey’s Bicycle Insurance is designed to protect your beloved bikes against theft or damage while riding and competing, and not as an alternative to travel insurance. Can I get travel insurance without purchasing additional cover from the medical screening service if I have a pre-existing condition? I live outside the UK can I buy your insurance? Copyright The Plan Group Ltd. 2021. Yellow Jersey is the official supplier to the British Triathlon Federation. Carbon Bike Repair are a bicycle specialist. With Yellow Jersey’s cycle insurance, you’re covered. Our Performance bicycle insurance policy will cover you for up to 30 days in Europe and our Ultimate bicycle insurance policy will cover you for up to 120 days worldwide. For cyclists who compete regularly in the UK and abroad in crits, triathlons or mountain bike races. Am I able to claim for the cost of the entry fee? This is common practice within most areas of insurance. Yellow Jersey - Bike and Travel insurance. Ultimate Bicycle Insurance customers are covered up to £500 in rental costs per period of insurance. To see how our Travel Insurance features can benefit your discipline specifically, have a look at the pages below -. If we wait to collect all of your documents and process your entire claim before an engineer is allowed to get in contact with you, it adds a huge amount of wasted time onto the claim. Do you have a handy guide on security in different locations? Our vision is to free your ride, giving you more time and peace of mind with quality cover that you can rely on. You can get through to our team on 0333 003 0046 Monday to Friday, 9 am to 5:30pm. If you have an Ultimate level Bicycle Insurance policy (either annual or short term cover) then it includes emergency bike hire. Whether you are a commuter or a seasoned triathlete, there’s no need for specialist mountain bike insurance, eBike insurance, or road bike insurance … Our Travel Insurance covers medical expenses and repatriation in the event of an accident abroad, on top of lots of other features you’d expect from a travel insurer. If my bicycle is damaged by the airline, is it covered by your travel insurance? Brilliant service best feed back and a very good price , just brought my first bike at the age of 55 and loving emountain biking and great I have chosen yellow insurance so helpful in the … While Yellow Jersey provide cover just for your bicycle, Pedal Cover insure your bikes as part of a comprehensive home and contents insurance policy. If you are unsure, you can check your lock against the database over on their website.There are some lock manufacturers who use terms like Gold and Silver in their marketing but are not rated by Sold Secure. Automatically covered pre-existing medical conditions: We offer a medical screening service where you may be able to purchase additional cover for your pre-existing medical condition. We do also offer cycle travel insurance which includes – among many other benefits – cover for emergency medical expenses and repatriation while cycling … Does bicycle insurance cover my bike abroad? If you’re not planning on crossing the Atlantic any time soon, then consider our European only cover, which is available at a lower rate. We take great care of your privacy and uphold the measures outlined in our Privacy Policy to keep your personal data secure and confidential. Any queries are handled personally by our small team of enthusiastic cyclists and insurance … Who handles your bicycle insurance claims? While there are travel restrictions due to Covid-19, the bicycle values are the same on all our policies. Allergic reaction (anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years, Arthritis (the affected person must be able to walk independently at home without using mobility aids), Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication), Cuts and abrasions that are not self-inflicted and require no further treatment, Cystitis – provided there is no on-going treatment, Diabetes (which is controlled by diet or tablets only), Diarrhoea and vomiting – if completely resolved, Ligament or tendon injury – provided you are not currently being treated, Migraine – provided there are no on-going investigations, Sinusitis – provided there is no on-going treatment, Skin or wound infections that have completely resolved with no current treatment. Yes, we hope that it won’t be needed but accidents can happen, so our travel insurance is designed to cover the costs of repatriation due to injury while on holiday – including while riding or racing your bicycle. Our Performance and Ultimate policies also cover the named policyholder for public liability claims whilst riding any bicycle: e.g. Have a look at our policy wording to see a full list of included sports. When we got a quote in 2016 for a bike … What is a push bike? Do I still need to take out travel insurance if I go abroad on a cycling holiday? Contact us by email or telephone. Real reviews from real people. Yellow Jersey Cycle Insurance is different because they know cyclists are different. If serious injury or illness prevents you from attending an event as planned, our bicycle insurance policy provides you with race entry fee cancellation cover. This applies to all forms of bicycle racing and triathlon over any distance. RACING. We handle all bicycle claims in-house, which normally means we can get you back cycling as quickly as possible. The first direct debit payment will be taken from your account approximately 28 days after you take out your policy. Phone: 608-257-4737 or 608-257-7733; Email parts inquiry; Click for information on using PayPal; Other online ordering information. Our Ultimate tier Cycle Insurance covers your bike worldwide. Pedal Bike insurance claims dealt in house. Premiums will depend on the value of your bike, the number of bicycles insured and the policy and options you choose. The key concern in this instance is what you have chained your bike to. We offer two complimentary bicycle insurance products for UK customers. Sometimes we need to instruct carbon repair specialists. If you need cover for emergency medical expenses whilst cycling and racing abroad we also offer Travel Insurance separately. Yes, you can take out a short term Performance or Ultimate Bicycle Insurance policy to cover your hire bike abroad. No. Their bike restoration wing Carbon Bike Repair also has the specialist ultrasound equipment we need to get an unambiguous assessment of carbon damage, something a local bike shop cannot provide. So there you go. Can I get insurance for a hire bike on a cycling holiday? Please bear in mind that it is impossible for you to extend the maximum length of your trip once you have begun. If you’d like to go ahead, please purchase the Yellow Jersey Travel Insurance after which you will be provided with the medical screening helpline number. You should not utilise the services of our website if you do not accept our Privacy Policy. Is this travel insurance sufficient for my cycling training camp? The pair of wheels you predominantly use should form part of the total value of the bicycle. Like … Feel free to check this on the Financial Conduct Authority’s register by visiting their website or by giving them a call on 0800 111 6768. We don’t devalue bicycles after any period of time, so the price you paid is the value we will cover your bike for. This must be filed within 21 days of the damage being discovered. We believe riding a bike is one of the best things in life. In every case we have seen, the D-lock is sold secure Gold and therefore meets our requirements, but the cable is  not. The vast majority of bicycle locks sold in the UK will have this rating, and will usually display their rating proudly on the packaging. Hi, I want to insure my bike but don't have a serial number on my frame or receipt. The cover limits are different on each of our Bicycle Insurance tiers; Essential, Performance and Ultimate. An insurance policy must have been taken out with us before the incident which prevents you from entering a race or event. Yellow Jersey is a UK based insurance company that was set up by 3 brothers in 2014 to provide insurance specific to bicycles. Baggage is protected under the Montreal Convention up to a statutory limit; this will pay first and we will then cover the outstanding balance. Our maximum trip length for winter sports holidays is  17 days per year. The team at Yellow Jersey were extremely … So long as the lock you use meets the required Sold Secure level for the value of your bicycle, it does not matter which type of lock you use. Make sure you have insurance cover for your mountain bike, be it an Enduro mountain bike, downhill mountain bike … We aim to get you back on your bike as quickly as possible. Yellow Jersey and Asgard are a match made in heaven – secure cycle lockers and comprehensive bicycle insurance for complete peace of mind. to see a full list of included sports. Yes, you are. Copyright The Plan Group Ltd 2021 Yellow Jersey Cycle Insurance UK, Trading Style of the The Plan Group Ltd is authorised and regulated by the Financial Conduct Authority (FCA) no. They consider each customer as an individual and as a family business of cyclists and … Please note cover will not be provided for anyone under the age of 16 or over the age of 85. Custom bike … Fixed accessories which are not critical to the function of the bicycle should be added to the policy as accessories. Bike Year: The year your bike was manufactured. However, a wheel locked with the cable wouldn’t be covered as they are too easy to cut. This was one of the requests that came out of our customer consultations while designing this product. But unlike most bicycle insurers, there is no excess on third party claims made against you. A household or standard bike insurance policy will exclude the bike for theft or damage if it’s used for business, as well as your liability to others whilst you or your employees are out riding. Find Yellow Jersey Cycle Insurance in Redhill, RH1. Their team of mechanics and technicians have the knowledge required to assess carbon damage to decide if a bike is safe to repair. Yellow Jersey Insurance think riding a bicycle is perhaps the best thing throughout everyday life. Bicycle Courier Insurance Deliver with Yellow Jersey From self employed couriers to employees performing deliveries, Yellow Jersey can cover your liabilities, your bikes, and the goods you're delivering. If you think there is some sort of error, you can let us know by calling 0333 003 0046. Would I still be covered whilst taking part in these events? If you extend from European only to Worldwide cover six months into your policy for example, you will be charged the difference in cost for these two policies for half a year. Unlike some other cycling insurance companies, Yellow Jersey does not vary its prices by postcode. Our bicycle insurance will only cover you if you lend it to a member of your immediate family. This means we can start the process of inspecting and even repairing your bike at the same time as sorting out all of the admin in the background. Yellow Jersey’s Cycle Insurance is designed to cover your beloved bicycles against theft, or damage while riding and competing – and not as an alternative to travel insurance. The lock must be approved by, and appropriate for the value of your bicycle. Premium Credit Limited may use a credit reference agency that leaves a record of the search, or other information about you to carry out credit and anti-money laundering checks. To give you more extensive cover overseas, we created our cycle travel insurance which includes – among many other benefits – cover for emergency medical expenses and repatriation while cycling and competing abroad. What’s more, our payment gateway site is protected by Barclaycard Secure to ensure any data you share with us is done so securely. We are determined to make our claims process as fast as possible. Ordinarily, our annual travel insurance policy is restricted to trips of up to 120 days at a time, however, if you have reason to extend your trip to longer than 120 days – for some sort of epic touring adventure, for instance – then we might be able to help you out with a tailor-made individual plan. Cycling overseas for an organised event, race, or training camp is seen as a big risk by the travel insurers, but we’ve got you covered from a couple hours of riding on a family holiday to the Ironman World Championships in Kona. Are you registered with the Financial Conduct Authority? Under personal property coverage on most home insurance policies, your bike may be covered for what it’s currently worth. Can I change my Direct Debit to a date of my choice? Who are they? Can I still insure it with you? It sounds like you’re planning a pretty epic season so we’re pleased to inform you that there is no maximum number of trips on an annual policy. Under no circumstances is your data stored on this site, it is passed immediately and securely on to relevant parties such as banks and finance houses. Our essentials policy does not cover taking your bike abroad. Yellow Jersey Cycle Insurance offer a club members a discount of 10% please contact the Facebook Group for the code. For this, you’ll also need to purchase our dedicated Bicycle Insurance. Sold Secure are a third party rating company who test bicycle locks to see how easy they are to break open. Your bicycles, including their wheels, are covered against loss, theft and damage in transit, so long as they are securely packaged within a bicycle box or bicycle bag, and you have retained the receipt from the airline confirming your bicycle was checked. I have several sets of bike wheels. Yellow Jersey’s Cycle Insurance is designed to cover your beloved bicycles against theft, or damage while riding and competing – and not as an alternative to travel insurance. Yellow Jersey’s Bicycle Insurance is designed to protect your beloved bikes against theft or damage while riding and competing, and not as an alternative to travel insurance. Book with MTBBEDS and get a 15% Yellow Jersey discount code! If you are leaving your bicycle unattended when out and about, or if it stored somewhere not secure, then it will need to be locked through the frame to an immovable object with an approved lock. Have a read of our in-depth claims process blog. 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